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Legal

Every policy, with a plain-English summary.

Legal documents are usually scattered across a footer and written to be skipped. These are listed in one place, each with a sentence telling you what it actually does.

What the statuses mean

Draft for review means the document is written and readable in full, but is with Canadian financial services counsel and is not yet in force. Anything in square brackets is an unconfirmed detail, such as our registered entity or a partner, and must not be relied upon. Each document will be published with a version number and an effective date before the service accepts customers.